We support non-profits and sole proprietors. One way we do that is with this value-added account that pays competitive, tiered interest.
Key Features
- Tiered Interest
- 200 Free Transactions**
- No Minimum Balance Requirements to Earn Interest
- Interest-earning checking only available to non-profits and sole proprietors
- Competitive, tiered interest
- Compounded daily and paid monthly*
- No minimum balance requirement to earn interest
- Avoid the $10 monthly maintenance fee with a $1,000 minimum average collected balance
- No charge for first 200 items per month**
- $0.25 for each item over 200
- No charge for first 25 Bill Pay transactions per month
- $0.50 for each transaction over 25
- Check Collect returned check processing available
- Remote deposit services and scanner available***
- Merchant credit card processing available
- Unlimited ATM use at American Momentum Bank ATMs — and Allpoint® surcharge-free network ATMs worldwide
- Check images provided with statements
- Mastercard® debit card
- Digital banking services, including:
- Online banking
- Mobile banking****
- eStatements
- Telephone banking
- Treasury management services available
- $100 minimum deposit to open
*The interest rate and Annual Percentage Yield (APY) are variable, dependent upon the applicable balance tier, and at the Bank's discretion, may change anytime without prior notice.
**Items consist of all credit and debit transactions, except electronic bill pay transactions initiated through online banking and ATM withdrawals.
***Subject to credit approval.
****Your carrier’s standard data rates may apply.
We make every possible effort to ensure the accuracy and reliability of the information we provide to our valued clients. Please be aware that all information is subject to change. Fees for other services may apply. For more details, please contact your local banking center.